Terms and Conditions

Terms & Conditions — FinanceDe.com

Last updated: August 22, 2025

1) About FinanceDe

FinanceDe.com (“FinanceDe,” “we,” “our,” or “us”) is an informational website that publishes guides, news, and resources about jobs, career pathways, and visa sponsorship opportunities around the world. We are not a recruitment agency, immigration consultancy, or a government body.

By accessing or using FinanceDe, you agree to these Terms & Conditions (“Terms”). If you do not agree, please discontinue use of the site.

2) Eligibility & Account

  • You must be at least 16 years old (or the age of digital consent in your jurisdiction) to use the site.

  • Certain features (e.g., newsletters, job alerts) may require an account. You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.

3) Informational Use Only (No Legal or Immigration Advice)

  • Content on FinanceDe is for general information and education. It is not legal, immigration, or professional advice.

  • Immigration rules, sponsorship policies, and job eligibility criteria change frequently. You are responsible for independently verifying requirements with official government sources or a licensed professional.

4) No Job Offers or Guarantees

  • FinanceDe does not guarantee job placement, interview invitations, visa approvals, sponsorship offers, salary levels, or processing timelines.

  • References to employers, programs, or third-party platforms are provided for convenience and do not constitute endorsement or partnership unless expressly stated.

5) Third-Party Links & Offers

  • Our pages may link to third-party websites, tools, or application portals. We do not control or endorse these sites and are not responsible for their content, policies, or practices. Access at your own risk.

  • If you submit information on third-party sites, their terms and privacy policies apply.

6) User Content & Community Rules

You may submit comments, reviews, or other material (“User Content”). You agree that:

  • You own or have rights to your User Content and grant FinanceDe a worldwide, non-exclusive, royalty-free license to host, display, and distribute it in connection with the site.

  • You will not post misleading job ads, impersonate other people or organizations, share others’ personal data without permission, or upload spam, malware, or illegal content.

  • We may remove or moderate User Content at our discretion.

7) Prohibited Activities

You agree not to:

  • Scrape, spider, or harvest data except via publicly documented APIs (if any) or as allowed by robots.txt.

  • Reverse-engineer, interfere with, or attempt to circumvent security features.

  • Use the site to advertise fraudulent services, fee-for-job scams, or “guaranteed visa” claims.

  • Misrepresent affiliation with FinanceDe.

8) Intellectual Property

  • All site content (text, graphics, logos, compilations) is owned by FinanceDe or its licensors and protected by applicable IP laws.

  • You may link to public pages and share brief excerpts with attribution and a link back. Any other use (e.g., copying articles wholesale) requires prior written consent.

9) Paid Features, Subscriptions & Refunds (If Applicable)

  • If FinanceDe offers premium content or subscriptions, pricing and billing terms will be shown at checkout.

  • Unless stated otherwise, fees are non-refundable once access is granted. You may cancel future renewals at any time before the next billing cycle.

10) Disclaimers

  • THE SITE IS PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF ACCURACY, NON-INFRINGEMENT, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE.

  • WE DO NOT WARRANT THAT THE SITE WILL BE ERROR-FREE, SECURE, OR UNINTERRUPTED, OR THAT DEFECTS WILL BE CORRECTED.

11) Limitation of Liability

To the fullest extent permitted by law, FinanceDe and its officers, employees, and partners will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or lost profits, arising from your use of (or inability to use) the site. Our total liability for any claim relating to the site will not exceed the greater of USD $50 or the amount you paid us (if any) in the 3 months preceding the claim.

12) Indemnity

You agree to defend, indemnify, and hold harmless FinanceDe from and against any claims, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from your use of the site, your User Content, or your violation of these Terms or any applicable law.

13) Changes to the Site & Terms

We may update, suspend, or discontinue any portion of the site at any time. We may modify these Terms by posting a revised version with a new “Last updated” date. Continued use after changes means you accept the new Terms.

14) Privacy

Your use of the site is also governed by our Privacy Policy (see below). Please read it carefully.

15) Governing Law & Dispute Resolution

These Terms are governed by the laws of the Federal Republic of Nigeria, without regard to conflict-of-laws principles. Where permitted by law, disputes shall be resolved through good-faith negotiations, and if unresolved, by binding arbitration seated in Lagos, Nigeria, under the rules of a recognized arbitral body. You and FinanceDe waive class actions, to the extent permitted by law.